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Seven Secretes Insurance Companies Don’t Want You to Know
1. Do call the police after an accident.
Do not let the negligent driver convince you that you don’t need to call the police after an accident. Insurance companies rely on accident reports to evaluate the liability of their insureds. Without a police report, their customer can give a false statement that will be difficult for you to challenge.
2. Do not give a statement to the insurance company.
You are not required to provide a statement to the insurance company. We never permit our clients to give statements. The police report and medical records contain enough details of the claim for the insurance company to evaluate a claim. Insurance companies try to trick people by asking leading questions during the interview or twist a person’s answer by taking it out of context.
3. Do take lots of photos of your injuries.
Photos of bruises, cuts, and abrasions add value to your case and help demonstrate the degree of your injuries. Photos of you in the hospital after the crash or after a surgery help personalize your injuries and tell the story about how your life has been impacted by your injuries.
4. Do hire an attorney to get more money, faster.
People who hire attorneys get paid more than those who don’t hire attorneys. An internal insurance company study showed that it paid five times more money to people who hired an attorney than those who were unrepresented. Attorneys have relationships with medical providers and insurance companies and can generally process a claim faster than you can on your own.
5. Do tell your doctor about all of your injuries during your first visit.
Report all of your injuries, no matter how minor, to your doctor during your first visit. Sometimes minor pain symptoms are from serious injuries that require surgery. If the pain is reported later then the insurance company will argue that the injury was not caused by the accident.
6. Do not exaggerate your damages.
Your settlement should reflect the value of your actual injuries. Insurance carriers often will fight the hardest when they believe a person is lying about their damages or exaggerating their injuries. Being honest is always the best policy and will get you the best results.
7. Do not accept a low-ball settlement shortly after the accident.
Insurance companies prefer to settle quickly before your damages are fully known. The insurance adjuster will try to test you to see what they can get away with. An adjuster might say things such as “that’s my best offer” or “if you don’t agree to accept this offer in 24 hours, it’s off the table.” It is a mistake to resolve a case before medical treatment is complete and your damages are fully known. Your injuries may be more serious than anticipated. You have the right to be compensated for medical bills and prescriptions, pain and suffering, time lost at work, and damage to your vehicle. Brent Gordon Law will value your case and ensure you are fully compensated for all damages.
You Pay Nothing Until We Win Your Case
Idaho Falls Law Office
Our Idaho Falls, Idaho law office services clients in and surrounding Idaho Falls, including for injuries and accidents in Ammon, Rigby, injuries and accidents in Shelley and Blackfoot, and injuries and accidents in Rexburg. If you are looking for an attorney in the Idaho Falls area, visit or call our Idaho Falls office now.
3423 Merlin Dr., Idaho Falls, ID 83404
Pocatello Law Office
Our Pocatello, Idaho law office services clients in and surrounding Pocatello, including for injuries and accidents in Chubbuck. If you are looking for an attorney in the Pocatello area, call our Pocatello office now. Our experienced personal injury attorneys will work hard to get you the compensation you deserve. Call (208) 232-7274 for a free consultation.
151 North 3rd, Suite 202A Pocatello, ID 83204